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2004 Beneteau Oceanis 423 "XALI", Brisbane Marina, Brisbane, California / San Francisco Bay

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2004 Beneteau Oceanis 423 "XALI"View listing

Ability analysis

Everything below is costed to cross the Pacific.

Specifications

All-in, cruising

—

not analysed

All-in, offshore

$210k–$210k

offer + full refit

Length

42.58 ft

Draft

5.58 ft

Capability

6.3 · 6.2

cruising · offshore, of 10

Capability is scored for both standards from the same design research, re-weighted. The money is not: a coastal refit has to be costed on its own, which is why it can read “not analysed” above while the score beside it is real.

Assistant's read — an opinion, not a source

  • The best-documented boat in the fleet.
  • Owner records confirm the 5ft 7in keel, 1,609 hours on a Volvo D2-55, no grounding in eighteen years, and invoiced work on 2018 through-hulls, 2020 standing rigging and rudder, and 2024 bottom paint.
  • Remaining exposure is the original 2004 sail inventory, an overdue liferaft service and an autopilot component mismatch to verify.
  • A production cruiser, not a bluewater design — but the cheapest credible boat here.

Costed to cross the Pacific.

Finance

Offer$165,000
$82kasking $165k

At the asking price. Drag down to model a lower offer.

Sign in to change the offer.

Likely refit cost
$44,795

each line × its odds

Holding / yr
$16,883

slip $8k · ins $3k · tax $2k

All-in departure cost
$210k–$210k

offer + full refit

Worst case, every line landing in full: $45,345. Planning figure is the likely cost above; this is the tail, not the expectation.

Resale

The gross figure flatters: Australian duty and GST fall due on sale, and brokerage is charged on the sale price.

Expected resale

$182k

in Australia, gross

AU duty + GST

$26k

on sale, not arrival

Brokerage

$18k

on the sale price

Recouped value

$138k

what actually comes back

Taxes and brokerage, total

$62k

incl. $17k CA use · $2k CA property/yr

All-in after resale

$150k–$150k

cash gone once sold in AU

DIY savings

$58 an hour of your own time, blended. Not folded into any total above — every figure on this page assumes the yard does the work.

Labour saved

$3k

across 2 jobs · $675 more must go to a pro

Hours of your time

47 hrs

about 3 weekends

Where the money goes

  • Purchase $165k
  • Use tax $17k
  • Refit $38k
  • Risk $20k
  • Unknowns $25k
  • Holding $23k
  • AU import $26k
Purchase
$165,000

contemplated offer

CA use tax
$16,500
Required refit
$36k–$43k

22 items still unpriced

Risk, expected
$20,211

11 open · $272k if all hit

Unknown reserve
$25,163

systems not yet looked at

Holding
$22,510

slip $10k · insurance $4k · tax $2k

Cash to Pacific-ready
$251k–$297k
All-in by Australia
$295k–$341k
Net after resale
$150k–$150k

assumes $182k resale

Where to open

Suggested opening offer$148,283

Asking price less $16,717 — the negotiable share of $7,650 in disclosed and suspected defects plus $20,211 of weighted risk. Offshore upgrades are excluded on purpose: a watermaker and a liferaft are your ambition, not the seller's problem, and the next buyer wanting a Bay daysailer would pay near the ask.

Negotiable defects
$16,717

from $7,650 of defect work

Weighted risk
$20,211

11 still open

Max at high case
$77,096

the ceiling, never an offer

Schedule

A boat that cannot be ready is not cheaper, it is a year late.

ready in 14 weeks64 weeks spare

How much of this is actually known

A boat priced from guesses is a different risk from one priced from quotes, at the same total.

Costs actually quoted0%
Systems assessed54%
Walkthrough script48 of 48 left — what to ask and look at, in order